Life Insurance Plans    

                                                                         Life Insurance Certificates

The City provides several life insurance policies for employees, including accidental death and dismemberment coverage, basic life insurance, and commuter life insurance.  These programs are fully funded by the City of Mesa.  Supplemental life insurance is also offered at a cost to the employee.

Basic Life Insurance  

Basic Life Insurance is provided to full-time employees at no cost.  The benefit is equal to the employee's annual salary rounded up to the nearest $1,000.  At hire, employees are asked to designate a beneficiary. It is highly recommend that employees review their beneficiaries every few years, but especially when they've experienced a major life event, such as marriage, divorce, birth or death of a family member.

Accidental Death and Dismemberment  

Like the Basic Life Insurance policy, this coverage is provided to full-time employees at no cost. The benefit is an employee's annual salary rounded up to the nearest $1,000.  The beneficiary for this policy is the same individual designated for your Basic Life Insurance.


Commuter Life and Business Travel Insurance  

Provided through Hartford, this policy provides a $200,000 death benefit to your beneficiary in the event you are killed as a result of an accident that occurs while you are commuting to or from work using your normal route. The beneficiary for this policy is the same individual designated for your Basic Life Insurance.

This benefit also covers injury resulting from an accident that occurs anywhere in the world during personal business or personal travel while the employee is on a covered business trip.


Supplemental Life Insurance  

Supplemental (or Voluntary) Life Insurance offers you the opportunity to enroll in additional life insurance coverage for you, your spouse, and/or your dependent children.  Coverage for you and your spouse is available in $10,000 increments up to a total of $300,000 each.  Premiums for this coverage are your responsibility and will be deducted by payroll.  The City does not contribute to this coverage.  

To add or increase coverage, you will need to complete a Supplemental Life Insurance Application during open enrollment. If due to a life change, mid-year applications may be accessed through Forms library.  If you are not making changes, you do not need to re-enroll.

If you have not previously enrolled in Supplemental Life Insurance, or if you want to increase coverage for you or your spouse, please be advised that your application will be subject to underwriting and approval by the carrier administering this plan.

This coverage may be portable should you terminate your employment with or retire from the City of Mesa.  However, the coverage must be in force at the time your employment ends.  If you do not meet the eligibility requirements to portate, you may convert your policy instead.  Please refer to the Life Insurance Certificate of Coverage.



Beneficiary designations can be done in eBenMesa during Open Enrollment or throughout the year. Arizona is a community property state, if you are designating any portion of the employee Basic or Supplemental life insurance to someone other than an applicable spouse you must have your spouse complete a Spouse Waiver and Release Form (this does not apply to committed partnerships). Life insurance for a spouse is automatically designated to the employee and cannot be changed. 


The premiums shown below are per $1,000 of coverage:

 Employee & Spouse Monthly Premiums (per $1,000 of coverage)

Effective 1/1/2014: 

Age Band Employee &
Age Band Employee &
Under 30 $0.04 60-64 $0.78
30-34 $0.06 65-69 $1.36
35-39 $0.06 70-74 $2.10
40-44 $0.12 75-79 $3.00
45-49 $0.24 80+ $5.80
50-54 $0.34    
55-59 $0.56    


Effective 1/1/2014:

Dependent Children Monthly Premiums  

Child Benefit Total Monthly
Premium is based upon the amount of coverage elected regardless of the number of dependent children covered. Dependent children are covered from six months to 26 years. Notify Benefits when your dependent reaches age 26, otherwise premiums may continue to be deducted, and no refunds are made.

Birth to 6 months - coverage is $500.
$2,500 $0.25
$5,000 $0.50
$7,500 $.75
$10,000 $1.00


For More Information

For detailed information about these programs, please contact the Employee Benefits at (480) 644-2299.



Employee Benefits
20 E Main Street, Suite 600
Mesa, AZ 85201
Office hours:
Mon -Thurs 7am-6pm
(480) 644-2299 - Phone
(480) 644-4548 - Fax

Option 1: Medical Plan


-Verification & Coverage

-Claim Status


-Disease & Case Management

-Medical Appeals

-Request Medical/Prescription Card

Option 2: Prescription Plan

CVS Caremark

 -Prescription Coverage



Option 3: Dental Plan

Delta Dental

-Verification & Coverage



-Request Dental Card

Option 4: 2015 FSA



-FSA Balance

-Request FSA Card


Option 5: Eligibility - Active Employees 

-New Hires


-Qualifying Events

Option 6: Eligibility - Retired Employees

-Premium Information

-Qualifying Events


 Option 7: General Questions

Option 9: 2014 FSA- Benefits Office

E-mail (password resets cannot be done via email)


Federally Mandated Notices