Life Insurance Plans
Life Insurance Certificates
The City provides several life insurance policies for employees,
including accidental death and dismemberment coverage, basic life insurance,
and commuter life insurance. These programs are fully funded by the City of
Mesa. Supplemental life insurance is also offered at a cost to
Basic Life Insurance
Basic Life Insurance is provided to
full-time employees at no cost. The benefit is equal to the
salary rounded up to the nearest $1,000. At hire, employees are asked to designate a beneficiary. It is highly recommend that employees
review their beneficiaries every few years, but especially when they've experienced
a major life event, such as marriage, divorce, birth or death of a family
Accidental Death and Dismemberment
Like the Basic Life Insurance policy, this coverage is provided to full-time employees at no cost. The
benefit is an employee's annual salary rounded up to the nearest
$1,000. The beneficiary for this policy is the same individual
designated for your Basic Life Insurance.
Commuter Life and
Business Travel Insurance
Provided through Hartford, this policy provides a $200,000 death benefit
to your beneficiary in the event you are killed as a result of an accident
that occurs while you are commuting to or from work using your normal
route. The beneficiary for this policy is the same individual designated for
your Basic Life Insurance.
This benefit also covers injury resulting from an accident
that occurs anywhere in the world during personal business or
personal travel while the employee is on a covered business
Supplemental Life Insurance
Supplemental (or Voluntary) Life Insurance offers you the opportunity to
enroll in additional life insurance coverage for you, your spouse, and/or
your dependent children. Coverage for you and your spouse is available in
$10,000 increments up to a total of $300,000 each. Premiums
for this coverage are your responsibility and will be deducted by payroll.
The City does not contribute to this coverage.
To add or increase coverage, you will need to complete a
Supplemental Life Insurance Application during open enrollment. If due to a
life change, mid-year applications may be accessed through
Forms library. If you are not making
changes, you do not need to re-enroll.
If you have not previously enrolled in Supplemental Life Insurance, or if
you want to increase coverage for you or your spouse, please be advised that
your application will be subject to underwriting and approval by the carrier
administering this plan.
This coverage may be portable should you terminate your employment with
or retire from the City of Mesa. However, the coverage must be in force at
the time your employment ends. If you do not meet the eligibility
requirements to portate, you may convert your policy instead. Please refer
to the Life Insurance Certificate of Coverage.
Beneficiary designations can be done in eBenMesa
during Open Enrollment or throughout the year.
Arizona is a community property state, if you are designating
any portion of the employee Basic or Supplemental life insurance
to someone other than an applicable spouse you must have your
spouse complete a
Spouse Waiver and Release
Form (this does not
apply to committed partnerships). Life insurance for a spouse is automattically
designated to the employee and cannot be changed.
The premiums shown below are per $1,000 of coverage:
Employee & Spouse Monthly Premiums (per $1,000 of coverage)
Dependent Children Monthly Premiums
|Premium is based upon the amount of coverage elected
regardless of the number of dependent children covered. Dependent
children are covered from six months to 26 years. Notify
Benefits when your dependent reaches age 26, otherwise premiums may continue to be deducted, and no
refunds are made.
Birth to 6 months - coverage is $500.
For More Information
For detailed information about these programs, please
Employee Benefits at (480) 644-2299.
Main Street, Suite 600
Mesa, AZ 85201
Open Mon -Thurs 7am-6pm
(480) 644-2299 - Phone
(480) 644-4548 - Fax
Option 3: Claim Status
E-mail (password resets cannot be done via email)
Federally Mandated Notices