Long-Term Disability for City of Mesa Employees

 

Employees in the Arizona State Retirement System (ASRS)
  • Employees contributing to the Arizona State Retirement System (ASRS) have their Long-Term Disability coverage through a program sponsored by the ASRS. 

  • The cost of this program is shared between the employee and the retirement system. 

  • This program provides income replacement on a long-term basis when an employee is unable to work.

  • The benefit for ASRS members pays 66.67% of the employee's base wages, less any other income received, including Social Security disability benefits and any income received from workers' compensation. 

  • There is a minimum benefit payable of $50 per month.

  • Your application for long-term disability is an indication to the City that you intend to medically retire because you are unable to work. This means you will no longer be an active employee but rather, a medical retiree upon approval by the LTD carrier. If for some reason you are not approved and are retirement eligible, you may elect to immediately file for retirement. If you are not eligible to retire, your employment with the City of Mesa will  be terminated under Personnel Rules Section 510, B 14 and Personnel Rules Section 910 D "Failure to maintain minimum standards, licenses or qualifications required for any position", and "This application shall be treated as the resignation from city employment upon decision from the provider".

 

There is a 6-month waiting period before an employee is eligible to receive benefits under this plan. 

  • The waiting period begins on the first day the employee is unable to perform all essential job duties of the job held when they became disabled.

  • During this waiting period, the carrier will determine whether or not the employee is eligible for benefits under the plan. 

  • Once approved, the Long-Term Disability benefit will be sent directly to the employee.

  • The definition of Total Disability changes after two years of receiving LTD benefits. In order to continue receiving benefits after the first two years, the employee must be unable to perform any work for which employee is reasonably qualified by education, training, or experience.

  • Benefits are payable until the date you no longer meet the definition of total disability as determined by the carrier, or when you become eligible to convert to a normal retirement as determined by ASRS.

 

How ASRS employees file for LTD benefits:

  • Click here for a brochure from ASRS regarding LTD information: LTD Brochure

  • Discuss with your physician your limitations and if he/she feels you can no longer perform your essential job duties.

  • Call Jeanne Young in Benefits at 480-644-2660 to request an LTD application.

 

Public Safety Employees (PSPRS)

The City of Mesa provides a fully-paid Long-Term Disability benefit for its sworn firefighters and police officers. Please note this is a separate benefit from the Public Safety disability retirement benefit (ordinary, temporary, and accidental). The LTD benefit will be offset by PSPRS medical retirement benefits.

  • The LTD program provides income replacement on a long-term basis when an employee is unable to work.

  • The benefit for Public Safety is 60% of the employee's base wages, less any other income the employee may receive, including (but not limited to)  Public Safety Retirement disability pension and any income received from workers' compensation. 

  • There is a minimum benefit payable of $100 per month.

 

There is a 180 day (6 month) waiting period before an employee is eligible to receive benefits under this plan. 

  • The waiting period begins on the first day the employee is no longer able to perform all essential job duties of the job they held at the time they became disabled.

  • During this waiting period, the carrier will determine whether or not the employee is eligible for benefits under the plan. 

  • Once approved, the Long-Term Disability benefit will be sent directly to the employee from the carrier.

  • The definition of Total Disability changes after two years of  LTD benefits. In order to continue receiving benefits after the first two years, the employee must be "unable to perform all material duties of ANY occupation for which the employee is or may reasonably become qualified, based upon the employee's education, training or experience".

 

How Public Safety employees file for LTD benefits:

  • Call 800-36-CIGNA or 800-362-4462.

  • Provide Cigna your name, address, phone number, birth date, social security number and email address.

  • Provide Cigna employment information including hire date and job title.

  • Provide Cigna the reason for your claim- illness or injury.

  • Give a description of your illness, symptoms, and/or diagnosis. Include the date the symptoms first appeared and if you have had these symptoms before.

  • Information about any workers' compensation claims you have filed or plan to file.

  • Details about all doctor, hospital or clinic visits, including dates and contact information.

 

 

 

Employee Benefits
20 E Main Street, Ste 600
Mesa, AZ 85201
Open Mon -Thurs 7am-6pm
(480) 644-2299 - Phone
(480) 644-4548 - Fax

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